open banking | alexandros stasinopoulos | strategic+product design | ...................
  open banking

banks tend to develop bank-2-customer channels of communication for every single customer. banks are the “experts” the knowledge owners. but people in every-day life are connected and share / sell in a peer-2-peer mode knowledge, information, experiences, even money…

current status : individual bank-2-customer interaction

but people today are connected and interactions are more transparent

so what if a bank could work on a peer-2-bank-2-peer mode and the bank would be just a finance broker but a knowledge-information-experiences  broker as well. what if a bank could set-up platforms, or collaborate with existing ones to create communities and provide new tools and services.

customers could create profiles (or pull the ones they have in other networks) where they could advertise their skills, professional backgrounds and experiences and take advantage of various tools and services.

bank’s customers could seek knowledge in the community on specific subjects or to find experts with specific skills, professional backgrounds and experiences. customers could upload business ideas for funding by other bank customers through the community to find co.founders or mentors

community members could invest in companies started by other members and/or supported by the bank. members and community members could provide financial rewards to the members who actively provide their knowledge and skills.

 

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